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Will I Ever Need SR22 Insurance?

In these modern day times, there is often more accommodation for vehicles than there are for people. Rent is at an all-time high while there are more parking lots and roads now more than ever. Let’s face it: cars have become integral to survival in these recent times and with cars can come accidents that can happen to anyone.

A lot of advertisement these days tends to promote how safe vehicular transport is these days, what with the advancement of modern technology and all. However, it is due to this perceived safety that some people tend to drive with just that much less caution to the wind, under the promise of this supposed guaranteed safety. According to, there are more accidents caused due to accidental recklessness from self-assured drivers than there are from the result of drunk drivers or natural disasters.

SR22 insurance isn’t even a policy, really. It’s certification, following a violation, in order to ensure that you are covered by an actual insurance policy.

It has been said that every person will experience an accident due to a vehicle at least once in their lifetimes. This doesn’t have to be the life-altering kind of accident as sometimes, it’s nothing but a dent on a door or a broken mirror—these things can be easily forgiven over time. But you never do expect it to be life-altering until it happens to you.

Promised insurance tends to make some people believe that everything will be fine even if they take unnecessary risks. This kind of recklessness is a form of negligence, which can constitute as an incident that can be legally within the realms of personal injury, according to the website of the lawyers with Habush Habush & Rottier S.C. ® It needs to be taken seriously when brought to the legal process due to the gravity of the incident.

There are so many accidents that can be made preventable if people didn’t make such careless mistakes but sometimes, these things cannot be avoided. It would be the most ideal situation to continuously learn more about safety and insurance just in case you may cause an accident—and to know your rights and what compensation you are warranted if you are injured because of one.

Am I Experiencing Insurance Bad Faith?

It is one of the expenses of adulthood that most people tend to just overlook: insurance. When you’re a kid, you think that if something bad ever happened to you, your parents or guardians would be able to find a way to fix it because you don’t know any better – you’re a child. Things aren’t quite as easy as all that once you get older and things like insurance need to be taken into consideration.

When you do, however, acquire an insurance policy that works for you, then you may be able to rest easy and go about your daily life with the secure knowledge that in the event of the worst case scenario, you have an insurance policy that backs you up and can take care of you in the ways that your parents or guardians used to be able to do before. However, not every insurance provider acts responsibly and gives cause for there to be claims of insurance bad faith.

According to the website of Smith Kendall, PLLC, insurers need to be held accountable for the trust that has been given to them by their policyholders. Should they fail to do this, they should then be accountable for their negligence and the consequences that their negligence has caused.

For example, an insurer requiring too much tedious documentation when it isn’t even required by the policy is a matter of insurance bad faith. If an insurer were to advise the policyholder to not consult or seek the aid of a lawyer, that can also be a matter of insurance bad faith. There are numerous potential instances of insurance bad faith due to the nature of insurance and how it works.

If you have any questions about your policy, make sure that you ask about it and demand a satisfactory answer, which is your right as a policyholder.